Probably.  While everyone's situation is different, the worksheet below can help you find out.

Final Expenses		$8,000 is average for our area
Mortgage Balance
College Fund		For a child born this year, you should allow at least $150,000
Credit Card Debt and Loans
Desired Monthly Income
Anticipated Return		7% is a good average (entered as .07)
Years of Income Desired		Enter the number of years of "Monthly Income" you want to provide.
Existing Life Insurance
Other Assets

For additional information on life insurance coverage or needs, please contact Steve Musser.

Sunset Shore - Pomeroy ©2005 Roger Gilmore